Where do you want to live, in the heart of downtown or in the hill country? How many bedrooms and bathrooms? And does your puppy need a big, fenced yard to run around in? Contact a lender and get prequalified. Start Looking at your options and contact an agent today.
It is important to contact a lender and find out what your options are to secure financing. Different lenders offer different rates, fees, and points, so you'll want to make sure to do your research. You'll know the maximum amount you can borrow, but only you can determine what you can comfortably afford. This is also a good time to make sure you'll be prepared for the closing costs, including your down payment .
The right home will fit your needs and lifestyle. Once you find it, ask your agent for a market analysis to compare the homes in that neighborhood. Talk through the list price and market price then make an offer. If your offer is accepted, talk through the rest of the process - the inspections timeframe, option period, and steps to close.
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